
Corporate Profile
Mbanq is a FinTech which sets up and operates banks for clients using its digital banking platform on a Software as a Service (SaaS) basis. Its proprietary technology provides an advanced, modular, end-to-end banking platform with everything required to instantly launch financial services for any use case.
Key Technology Milestones
- Mbanq leads a paradigm shift by using big data analytics for digital banking solutions
- Solution is built on a Single Source of Truth (SSOT) architecture for reduced complexity and transformed efficiency
- The most complete all in one system with full scope of financial products, business processes, regulatory, back and front office
Investor Profile
Mbanq has grown to become one of the most comprehensive digital banking providers globally since its formation in 2016. Today Mbanq is one of the fastest growing FinTechs in the world, serving banks, credit unions and financial institutions of all sizes, across the USA, Europe and Asia.
Key Investor Milestones:
- Industry-leading, proprietary, technology
- Exponential client growth year-on-year
- Profitable after three years
- Right moment in the right market – digital banking trends mean legacy systems are being updated and replaced
Mbanq is a Silicon Valley-based FinTech. We deliver solutions and services for the next generation of banking.
Investor Vision
Mbanq leads the way in today’s most explosive FinTech investment space.
Corporate Vision
At Mbanq we befriend our clients, and bring them continuous expansion and innovation on a global scale.
Mission
Mbanq brings the next generation of financial services to an interconnected world through world-leading digital banking technology.
Clients
Mbanq has built proprietary and scalable, universal digital banking technology for its key customer segments:

Traditional banks

Credit Unions

Challenger & neo-banks

Non-banks

Mbanq provides the complete technological capabilities to create and operate a digital bank of any size. Mbanq’s service also enables customers to fully comply with international and local regulatory requirements, such as GDPR, PSD2 and ISO.
Mbanq’s solution is suitable for all banking products for both retail and corporate clients. From white-label mobile apps to open banking APIs, Mbanq allows customers to access best-of-breed innovations in digital banking.
Benefits
Clients benefit from vastly reduced bank operating costs and complexity, delivered through a fully managed and fully supported, industry-leading banking platform.
Financial Institutions become:
- Fully compliant
- Flexible with services and products
- Agile and able to react quickly to market conditions
- Provide a modern client experience
- Automated with minimal costs

Fast and agile deployment.
Mbanq’s team carefully takes you through the entire process
for a successful launch and beyond.
Solutions are ready to be deployed remotely
with limited or zero on-site meetings.
Global Footprint
Mbanq has a presence in the USA, Europe and Asia, and delivers services in accordance with global-minded FinTech trends.
North America
USA
Silicon Valley
Headquarters
Europe
Germany
Munich
Thinktank
Croatia
Osijek
Global Development Center
Asia
Singapore
Singapore
Asian Leadership
and Accelerator
Management Team
Banking intelligence professionals with lifelong senior executive expertise in banking, finance, management consulting, compliance, IT and technology.

Vladimir Lounegov
CEO & Founder
Vlad is an expert at the intersection of financial services and technology. In his previous role, Vlad co-founded PwC’s FinTech practice, where he created an alliance of technology partners distilled from 1,600 FinTechs worldwide.
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His key skills are the ability to assemble and inspire top FinTech teams and to build ecosystems of investors, partners, developers and advisors.
Vlad is a frequent FinTech commentator through media channels including American Banker and Bank Director.
Vlad is an avid skier hitting slopes with his wife and son.

Lars A. Rottweiler
CTO & Founder
Lars is an expert in banking and financial services transformations and understands how to improve operations and leverage modern technology. He has over 25 years of banking and consulting experience and is a distinguished speaker and influencer in digital banking.
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Before founding Mbanq, Lars was Managing Director at Deutsche Bank and headed senior executive roles for PwC, Accenture and Infosys. His extensive banking industry knowledge is built on top-level engagements across the world.
Lars enjoys spending time with his family, his dog, horse, and vintage racing cars.

Karlo Kosina
Senior Vice President
An experienced software engineer and a hands-on technology innovator, Karlo has over 20 years of expertise in developing banking and financial technology solutions.
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Before joining Mbanq in 2017, Karlo founded a software company that developed modern technology universal banking solutions for banks. He also served on the supervisory board of a European bank, advising on all aspects of technology and operations.
Previously, he was Head of Internal Operations division (IT, Compliance, Accounting, Legal department, Treasury, back-office) at a European bank, where he led the implementation of new products and services including cards, foreign payments, factoring, leasing and other more complex lending solutions.
Since 2011 he stepped from active management in the company to more advisory function focusing on strategy and development consulting leaving him a little bit more time for family and hobbies.

Barrie Graham
Advisory Board Chair
Barrie has been a leader in investment and financial services for over 25 years, most recently as COO of WR Hambrecht & Co, a San Francisco-based investment bank. He was also CEO of Exchange Bank, California. Prior, he held senior management positions at Wells Fargo.
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As a career banker and a leading expert on the US banking sector, Barrie brings his wealth of banking, strategic planning and investment experience to Chair Mbanq’s Advisory Board.
Previously, Barrie served as an infantry officer in the US marines, where he still maintains strong ties his capacity as Chairman of the Marines’ Memorial Foundation, which honors the legacy of US military service.